How to Check Your Real Returns on Groww
The Groww app shows your P&L, but it doesn't tell you if you're actually beating the market. Here's how to find out.
The Problem with Groww's P&L Display
Groww shows you a simple profit or loss number. But here's what it doesn't tell you:
- Is your 20% return over 3 years good or bad?
- Would you have made more in a Fixed Deposit?
- Are you actually beating the Nifty 50?
XIRR answers all these questions by giving you an annualized return that accounts for when you invested.
🎯 Example
If your Groww portfolio shows ₹30,000 profit on ₹1,00,000 invested, that's a 30% return. But if it took 4 years, your XIRR is only ~7% per year—barely better than an FD!
Step 1: Download Your Groww Trade History
- Open Groww app or groww.in
- Go to Stocks → Orders → Order History
- Click the Download icon
- Select CSV format and date range
📱 On Mobile?
It's easier to download from the Groww website on desktop. The mobile app may have limited export options.
Step 2: Analyze with TrueXIRR
- Visit TrueXIRR.com
- Select Groww as your broker
- Upload your trade history CSV
- See your true XIRR instantly!
What Makes Groww Users Special
Groww has attracted millions of first-time investors. Many started with small SIPs or bought stocks during COVID. If you started investing in 2020-2021, your portfolio has likely seen both massive gains and corrections.
TrueXIRR helps you understand: After all that volatility, what's my actual annualized return?
Privacy & Security
TrueXIRR processes everything locally in your browser. Your Groww data never leaves your device. We don't store, upload, or access your financial information.