Angel One XIRR Calculator: See Which Decisions Shaped Your Returns
Angel One shows you made money. TrueXIRR shows which decisions made that money.
Beyond Angel One's Portfolio Returns
Angel One (formerly Angel Broking) shows you what you made. But it doesn't show you which decisions contributed to that number.
With Angel One's ₹20 flat brokerage, many users trade frequently. But are those trades actually improving your returns? XIRR reveals the truth that P&L hides.
Angel One App vs TrueXIRR: What You Get
| Feature | Angel One | TrueXIRR |
|---|---|---|
| Absolute P&L | ✓ | ✓ |
| Per-stock XIRR | ✗ | ✓ |
| Brokerage Impact on Returns | ✗ | ✓ (Net XIRR) |
| SmartAPI Integration | ✓ | CSV only (safer) |
| Decision Impact Analysis | ✗ | ✓ |
| Nifty 50 Benchmark | ✗ | ✓ |
| Data Privacy | Server | Client-side only |
The ₹20 Flat Brokerage Trap
Angel One's ₹20 per order feels cheap. But for frequent traders, it adds up:
10 trades/month
₹2,400/year
in brokerage alone
On ₹1L portfolio
-2.4% XIRR drag
before taxes & charges
On ₹10L portfolio
-0.24% drag
negligible impact
Takeaway: Angel One's flat brokerage is excellent for large orders but penalizes small, frequent trades. TrueXIRR shows you the net impact.
Step 1: Download Your Angel One Tradebook
- Log in to Angel One web portal
- Go to My Account → Trade Reports → Tradebook
- Select your date range (choose the maximum available)
- Click Download CSV
⚠️ Note: Angel Broking vs Angel One
If you had an account with Angel Broking (rebranded to Angel One in 2021), your old trades are in the same account. Download the full tradebook to include all historical data.
Step 2: Analyze with TrueXIRR
- Visit TrueXIRR.com
- Select Angel One as your broker
- Upload your tradebook CSV
- See per-stock XIRR, decision impact, and Nifty benchmark comparison!
Privacy & Security
TrueXIRR processes everything locally in your browser. We don't need your Angel One login, SmartAPI credentials, or Demat number — just the exported CSV file.
Frequently Asked Questions
How do I download my Angel One tradebook?
Web portal: My Account → Trade Reports → Tradebook → Select dates → Download CSV. Also available in the mobile app under Portfolio → Reports.
Does Angel One show XIRR?
No. Angel One shows absolute P&L and portfolio return percentage, but not XIRR. For time-weighted annualized returns, use TrueXIRR.
How does ₹20 flat brokerage affect my XIRR?
At 10 trades/month on a ₹1L portfolio, brokerage alone costs ~2.4% XIRR. On larger portfolios (₹10L+), the impact drops to ~0.24%. TrueXIRR shows your net returns after these costs.
Do I need SmartAPI access for TrueXIRR?
No. TrueXIRR works with your exported CSV file only — no SmartAPI key needed. This is actually safer since you don't share any API credentials.
Is my Angel One data safe?
100% safe. Everything runs in your browser. No data is sent to any server. No login credentials needed.
See What Shaped Your Angel One Returns
Upload your tradebook. See which decisions helped or hurt. Free, private, instant.
Analyze My Returns →